Terms of Service
Last updated October 2026. These terms govern your use of the Constant Trade platform for Ghana equities and fixed income.
1. The Constant Trade Service
Constant Trade is operated by Constant Capital (Ghana) Limited, a licensed broker-dealer regulated by the Securities and Exchange Commission (SEC) of Ghana. By creating an account you enter into a binding client agreement governed by the laws of the Republic of Ghana. The platform provides access to equities listed on the Ghana Stock Exchange (GSE) and Government of Ghana fixed-income securities.
2. Investment Risk Disclosure
All investments carry risk. The value of securities may rise or fall, and past performance is not a reliable indicator of future results. Equities are subject to market volatility; fixed-income instruments carry interest-rate, inflation, and issuer risk. You should only invest funds you can afford to commit for your chosen investment horizon. Market prices and analytics shown on the platform are for information only and do not constitute investment advice.
3. Account Opening, KYC & AML
In accordance with the Anti-Money Laundering Act, 2020 (Act 1044) and SEC-Ghana regulations, all customers must complete Know Your Customer (KYC) verification before trading. You agree to provide accurate, complete and current identity information, and to notify us of changes. Accounts may be restricted or closed where verification cannot be completed or maintained.
4. Orders & Settlement
Orders placed through the platform are executed on a best-efforts basis subject to market liquidity, exchange rules, and available cash or holdings in your account. Settlement follows the standard GSE settlement cycle. Bids submitted for Government of Ghana primary auctions are binding; successful allocations are determined by the Bank of Ghana's competitive bidding process and must be settled on the specified settlement date.
5. CSD & Securities Accounts
Securities you purchase are held in your name at the Central Securities Depository (CSD). Where you already hold a CSD account, you may provide its number during onboarding; otherwise we will open one on your behalf. You are responsible for the accuracy of the CSD details you supply.
6. Fees & Charges
Brokerage commissions, exchange levies, CSD charges and statutory fees apply to each transaction and are disclosed on the order ticket before you confirm. We may update our fee schedule with prior notice through the platform or by email.
7. Electronic Signature & Communications
Signatures drawn or uploaded within the platform constitute legally binding electronic signatures under the Electronic Transactions Act, 2008 (Act 772), and may be applied to account-opening and depository forms generated on your behalf. You consent to receiving statements, contract notes and regulatory communications electronically.
8. Acceptable Use & Security
You must keep your credentials and one-time PINs confidential and notify us immediately of any unauthorised access. We may suspend accounts exhibiting fraudulent, abusive or unlawful activity. The platform may not be used for market manipulation, money laundering or any purpose prohibited by Ghanaian law.
9. Limitation of Liability
Constant Capital shall not be liable for indirect, incidental or consequential damages arising from use of, or inability to use, the platform, including investment losses, market volatility, exchange outages, or third-party data feed interruptions.
10. Contact
Questions about these terms may be directed to our client services team via the Support section of the app, or by email at support@constantcap.com.gh.
SEC-Regulated Broker-Dealer
Constant Capital (Ghana) Limited